Chamber 6 · Clause §7
These terms only change in the open.
These terms only change in the open. You see what changed and why. If you do not accept a new version, the one you signed stays valid until you leave.
What exists
In December 2025, X announced that its terms would expand a month later to include users' private AI chats as "Content." No opt-out.
The new terms said no compensation was paid for those uses; access to X was "sufficient compensation." The FTC has warned that quietly changing terms to retroactively expand data uses can be "unfair or deceptive." A business cannot unilaterally renege on the commitments under which it collected data.
Sources CryptoSlate, Dec 2025; MEXC News, Dec 2025; FTC guidance, Feb 2024
What is possible
Credit unions run on one member, one vote. The size of your deposit does not change the size of your vote, and the principle has held for more than a century.
Members elect a volunteer board. The board answers to the members, not to investors. Major decisions, like mergers or other big changes, require a member vote. Management cannot change the terms on its own.
Sources National Credit Union Administration, 2025; World Council of Credit Unions; America's Credit Unions, 2025; CU Insight, Dec 2025
Say it in your own voice.
Getting the recorder ready.
Your voice on this clause
Getting the recorder ready.